Understanding your Health and Dental benefits

A Lunch & Learn with Stephanie Ritchie of Edge Benefits

BCACC offers our members an opportunity to sign up for health and dental benefits through Edge Benefits Inc. This Health & Dental plan is designed to reduce medical, drug and dental costs for individuals and their families.

We invited Stephanie Ritchie, BCACC Benefit’s Advisor, to a Lunch & Learn information session where she will answer some of the most common questions that they get from BCACC members.

Covered in this conversation

What’s included and available add-ons
Who can purchase it
Disability and loss of income, and understanding the difference
Health and Dental coverage
The difference between individual and groups plans

Useful links and resources:

MEMBER HEALTH BENEFIT PLAN [PDF]

Self employed EI link: https://www.canada.ca/en/services/benefits/ei/ei-self-employed-workers/withdraw.html

Link above shows the Max of 15 weeks as a benefit period for sickness  Statistic show in the Disability insurance industry that most sickness illnesses claims are at least 2 years. So 15 weeks is a big shortfall.

Related CBC Article on Sickness benefits in the aging workforce: https://www.cbc.ca/news/business/sickness-benefits-need-an-overhaul-for-aging-workforce-study-1.3213220

ABOUT THE PRESENTER:

Stephanie Ritchie

Since 2005, Stephanie A Ritchie has specialized in Health & Dental/Disability/Critical Illness/Life Benefits for Employee & Individual insurances as an Independent Broker with all Canadian insurers.

She has worked with many self employed, small/medium sized businesses and with the Community Services non-profit sector.

She truly enjoys providing BCACC Members the information and guidance and looks forward to continuing to support our Association and our Members.